PayPal could be better...
PayPal could be the standard for sending money, paying for goods and services and facilitating all kinds of transactions from online payments up to retail like Apple Pay. Unfortunately is plagued by terrible customer service (none really) and excessive gotcha fees that leave you angry and frustrated with a company that when I used it for eBay payments and as a seller several times in the past left me just like that, angry and frustrated. I hope they improve their entire business model or whatever they need to do to make it better but for now I have lost all trust in PayPal overall.
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PayPal - Send, Shop, Manage, v6.6.1